This article at the Blueprint for Financial Prosperity blog (which is a good site), describes how the Federal Government’s purchase of Fannie Mae and Freddie Mac mortgage securities may be leading to 30 year fixed mortgages of 4.5%.  I would advise you to take a look at what they are describing, and consider whether you can reduce your mortgage costs.

If you are like me this is the time you begin to think about the New Year coming up very quickly.  Have you thought about what you would like to do differently or better in 2009?  I hope so.  One of the goals I usually set for myself every year has to do with my personal and family devotions: Bible reading and study and prayer.

One of the means Mary and I have incorporated into our daily schedule is the reading of Tabletalk Magazine.  It contains a short passage and commentary with application each weekday.  Over the course of the year a systematic study is done through a book of the Bible or around a section of Scripture.  This current year we have been studying the Gospel of Matthew.  We try to read at breakfast each morning.  It only takes a few minutes but gets our focus on the Lord as we begin our day together.

Tabletalk comes out monthly and each issue includes articles around a theme as well as the daily devotionals I mentioned.  For instance the January 2009 issue is around the theme, “Resolved: to press on toward the goal” with articles about Jonathan Edwards who was famous for his wise and godly resolutions. The Tabletalk daily Bible studies in 2009 will go through the Epistle to the Galatians.

If you are not familiar with Tabletalk or if you do not currently subscribe you will have an opportunity to pick up a complimentary copy of the January 2009 issue this Lord’s Day at Christ Church.  Try it out for a month and if you like it you can subscribe by calling Ligonier Ministries at 1-800-435-4343 or go to www.ligonier.org.

May we all set some good practical goals and get to know God and His Word better in the year ahead.